State of Stablecoin Funding in 2026

This report tracks publicly announced capital going into stablecoin-adjacent businesses from January 2024 through mid-May 2026. Each entry is segmented into primary product categories: issuers, settlement chains, payment APIs, neobanks, and treasury infrastructure. It is written for startup builders, fintech staff, and institutional asset allocators, and assumes no prior familiarity with the crypto landscape.

Only rounds with a disclosed funding amount are included. The totals in this report should be read as a lower bound rather than a complete picture.

Note: The report extends to all funding events including IPO, M&A, Strategic Investments, and VC rounds.

Anvesan is a stablecoin think tank doing focused research on stablecoin infrastructure, regulation, and policy. Each report is designed for fintech operators, enterprises, policymakers, and market participants building on stablecoin rails.

Methodology

111 publicly announced, source-verified funding events across stablecoin-adjacent companies, January 2024 through May 14, 2026. Each record carries amount, date, round type, stage, segment, investor list, and source URL. Top 25 entries cross-verified against at least two primary sources. The $5.02B headline is a floor: undisclosed strategic checks and unannounced rounds are excluded.

Contents
Stablecoin Company Funding · 2024 to May 2026

At a glance

Stablecoin funding has two distinct categories. A tiny institutional tier captures most of the capital through infrastructure megabets. A sprawling early-stage layer captures most of the smaller deals. TradFi is moving fast and taking equity positions on the rails it expects to run on.

Dataset: 111 funding events $5.02B disclosed 89 entities Updated May 14, 2026
Funding events
111
Publicly announced, source-verified rounds
Disclosed capital
$5.02B
Floor, not ceiling. Undisclosed rounds excluded.
Unique entities
89
Companies and protocols across the stack
Core VC rounds
78
Strict screen, excluding strategic and token financings
The Dataset
Capital deployed per quarter, split by segment
Disclosed funding across all 111 events. Q4 2025 is the biggest single quarter at $1.65B. Q2 2026 covers April and the first half of May only.
$5.02B over 10 quarters
Source: Stablecoin Company Funding Tracker. Bar heights show disclosed capital per quarter.
Anvesan
Core Finding

52.8% of all disclosed capital is in the top five deals.

Circle's IPO, Tempo's Series A, Ripple's strategic round, Erebor's Series B, and Rain's cumulative raises.

Shape of the capital

Two markets coexist inside the same sector. A thin tier of institutional megabets captures the majority of dollars. A sprawling early-stage layer captures the majority of deals. The two are converging on different vintages.

2.1 · Concentration

Top 5 deals captured more than half of all capital

The top 10 deals account for 65% of disclosed capital. 95% of the total funding are distributed among 62 deals.

Chart 01
Top 10 deals by disclosed capital
USD millions, cumulative per company. Concentration percentages cited in the text reflect individual deals.
$5.02B Total
Sources: Bloomberg · Reuters · Coindesk · The Block · Company filings
Anvesan
2.2 · Acceleration

2026 is running ahead of 2025

2026 is running ahead of 2025 on a same-period basis. Through mid-May, 2026 funding totals exceed the equivalent window in 2025.

Chart 02
January through May: 2025 vs 2026
Apples-to-apples year over year, disclosed capital and event count.
+225% capital · +89% events
2025 Jan to May
2026 Jan to May
Source: Stablecoin Company Funding Tracker, Anvesan
Anvesan
2.3 · Composition

2025 had 3 outlier deals

Circle's IPO, Tempo's Series A, and Ripple's strategic round together account for $2.05B, more than half of 2025's total. Excluding those, the funding growth is still noticeable, but less staggering.

Chart 03
2025 disclosed capital: as reported vs ex-megabets
USD millions. Megabets: Circle IPO ($1,050M), Tempo Series A ($500M), Ripple Strategic ($500M).
$2.05B in three deals
2024 (baseline)
2025 as reported
2025 ex-megabets
Source: Stablecoin Company Funding Tracker, Anvesan
Anvesan
2.4 · Bifurcation

Seeds dominate the count. Late stage dominates the dollars.

The ecosystem is simultaneously getting younger and older. Seed-stage activity is the densest part of the pipeline. Capital concentration has migrated decisively to Series A and later, with one IPO and one token presale on the very top end.

Chart 04
Stage mix: deal count vs disclosed capital
Percentage share of each.
42% of deals are seed
Share of deal count
Share of disclosed capital
Source: Stablecoin Company Funding Tracker, Anvesan
Anvesan
2.5 · Migration

Cards and wallets took over in 2026. Stablecoin L1s peaked in 2025.

The bulk of Stablecoin L1 capital was allocated in 2025, concentrated into a six-month window. Zero deals in 2024, and just one in 2026: Circle's Arc at $222M, far below the 2025 peak. Meanwhile cards, wallets, and neobanks went from a small share of 2025 to commanding the most 2026 capital so far.

Chart 05
Capital by segment, by year
USD millions. Segments shown: top five by total capital across the period.
L1 window closed
2024
2025
2026 YTD
Source: Stablecoin Company Funding Tracker, Anvesan
Anvesan
4726
A Series A wall is forming. 47 seed-stage rounds versus 26 confirmed Series A rounds across the full period. A large cohort of 2024 to 2025 seeds will graduate, fold, or extend bridges in the next 12 to 18 months. The capital tier above is well-fed, but the conversion rate yet to be seen.

Who is writing the checks

The investor base is wide but thin. 73% of the investors in our dataset only invested in one single deal. The prevalent names in the space are a small group of repeat-player allocating across virtually every segment and vintage, with TradFi entrants now stacking on top.

3.1 · TradFi entry

The floodgate opened in 2025

Two TradFi names appeared in 2024, both pre-existing crypto-adjacent crossover investors. More than twenty new TradFi names made their first stablecoin bet in 2025. The 2026 escalation moves further up-market: BlackRock, ICONIQ, DST Global, QED Investors, Left Lane, Barclays. These checks are primarily funding equity in SWIFT-adjacent settlement plumbing, not tokens.

Chart 06
First-time TradFi investors in stablecoin companies, by year
Count of new TradFi names making their first stablecoin-ecosystem equity bet.
~40 entrants in 18 months
Source: Anvesan analysis of investor lists across 111 funding events
Anvesan
3.2 · Repeat players

Three investors have gone all in

Coinbase Ventures, Dragonfly, and Galaxy Ventures stand apart by deal count. Tether, Castle Island, Haun Ventures, and Ribbit Capital form the next tier. Below that, the long tail of single-deal participants.

Chart 07
Most active investors by deal count
Top 15. Coinbase Ventures lead with a wide margin.
15 investors · 92 of 111 deals
Source: Investor Index, Stablecoin Company Funding Tracker
Anvesan
3.3 · The Long Tail
73% of named investors appear in exactly one deal.

171 of 234 investors show up once. Though the ecosystem looks broad on paper, it's very much concentrated in practice. Most capital allocators are one off, coming in from adjacent deals.

3.4 · Vertical Integration
Tether is running a full-stack distribution moat
Tether appears as an investor across every layer of the stablecoin distribution stack. None of its portfolio companies compete with USDT. Every bet is in the layer that moves, holds, or routes the asset.
07Institutional tokenization
KAIO: application-chain rails for asset managers to issue, redeem, and transfer tokenized fund shares (Hamilton Lane, BlackRock, Brevan Howard, Laser Digital).
06Merchant payments
Oobit: consumer crypto and stablecoin tap-to-pay app.
05Cards and wallets
Belo: Argentine wallet, one of the first crypto Mastercard issuers in LatAm, expanding across Mexico, Chile, Colombia, Peru, Bolivia, and Paraguay.
04FX and settlement
Axiym, t-0 Network: distributed treasury and cross-border settlement layer across 140+ countries, plus USDT-powered settlement rails for licensed financial institutions.
03Commercial banking
Pave Bank: commercial bank with embedded stablecoin rails (Accel led the round, Tether Investments joined).
02On/off-ramp
Mansa: emerging-market liquidity and on/off-ramp across LatAm, SEA, and Africa.
01L1 settlement chain
Stable, the Bitfinex-backed chain with USDT as gas, with Plasma in the same orbit on a more mixed cap table.
Strategic read: issuer, investor, and distributor in one entity group. Recent vintages concentrate in LatAm, Abu Dhabi, and emerging-market corridors. The regulatory question is whether vertical control of the rails that carry USDT sits inside or outside the perimeter of any framework currently drafted.
3.5 · Stealth Operators
Five companies raised $50M+ with limited public profile
Tempo
Series A · Oct 2025
$500M
$5B valuation
Greenoaks (lead), Thrive, Sequoia, Ribbit
Erebor
Series B · Dec 2025
$350M
$4.35B valuation
Lux (lead), 8VC, Founders Fund, Haun
Hercle
Seed + credit · 2025
$60M
Top 1% of seeds globally
F-Prime, Exponential Science, Fulgur
BPN
Series A · 2025
$50M
Sole investor
Benchmark (sole)
OpenFX
Series A · Mar 2026
$94M
Seed to A in 10 months
Accel, Atomico, Lightspeed Faction, M13

The repeat players, deal by deal

Ten firms account for the majority of the investor activity across the dataset. Click any card to expand the full portfolio of investments.

What it signals for policy

Five lenses on what the funding data tells central banks, finance ministries, and senior policymakers. Each pairs a load-bearing number with the regulatory implication.

01 · Dollar dominance
100%
Of stablecoins in the dataset are USD-denominated
Private markets have no incentive to build competing reserve-currency rails
No EUR, GBP, JPY, or CNY issuer appears at meaningful scale. The single non-USD exception received under 0.3% of total sector capital. The LatAm dollar-substitution corridor is entirely US-capital-controlled, led by Sequoia, Founders Fund, and Brevan Howard.
Implication

The toolkit available to non-US central banks for managing capital flow controls diminishes in direct proportion to USD stablecoin adoption.

02 · Systemic concentration
2 → 90%+
Of stablecoin L1 capital sits in just two companies
No SIFI-style supervision attaches to the largest stablecoin infrastructure
The top five companies hold over half of all capital. ZeroHash is embedded as white-label settlement infrastructure for multiple regulated US financial institutions simultaneously. None of these companies are subject to liquidity, capital adequacy, or operational resilience standards applied to SIFIs.
Implication

A failure cascade triggered by a single L1 settlement or clearing layer would propagate downstream. Regulators should assess CCP-analogue stress testing.

03 · Geopolitical capital
16%+
Of deals carry Chinese-origin capital, concentrated in SEA payments
USD-denominated asset, non-US-aligned ownership of the rails
Chinese-linked capital appears in roughly one in six deals, dispersed across several segments. Within that, a distinct cluster is in SEA-facing payments and card rails: KAST, co-led into by HongShan's Singapore arm, alongside KUN and WSPN. The LatAm corridor is US-controlled. Africa skews European and Visa. Middle East sovereign capital is largely absent from this dataset.
Implication

Finance ministries should track not just which currency a stablecoin represents, but who owns the company processing the transaction.

04 · TradFi optionality
~40
First-time TradFi entrants in 18 months
Minority stakes designed to capture upside without triggering BHC restrictions
BlackRock, Citadel, Fortress, Morgan Stanley, and Apollo are taking minority stakes in infrastructure that could route around their existing business lines. PayPal and Visa Ventures are watching stablecoin rails potentially displace their core products and investing accordingly.
Implication

Aggregate minority stakes create undisclosed operational dependencies between regulated institutions and unregulated stablecoin infrastructure companies.

05 · Vertical integration
7 layers
Of the stablecoin stack with a Tether-backed company
Issuer, investor, and distributor concentrated in one entity group
Tether is the only major issuer investing across nearly the full stack: an L1 chain (Plasma), an on/off-ramp (Transak), a commercial bank (Pave Bank), FX and settlement, cards and wallets, payments and remittance, and liquidity infrastructure. It positions at the junctures where its asset is issued and where it moves. The goal is clear for Tether: infrastructure ownership.
Implication

Frameworks will need to extend issuer-conduct rules to cover conflicting stakes across critical layers of the stack. Deep vertical integration in a single issuer can create cascading effects.

Where this is heading

Not predictions. Structural implications the data already supports. The four vectors most likely to define the next 12 to 18 months.

01
Cards, wallets, and neobanks are mid-cycle.

Expect more growth and late-stage rounds, an acceleration of ICONIQ-tier crossover money, and at least one IPO candidate to emerge inside this segment within the next 12 months.

02
The 2024 to 2025 seed cohort is heading into a Series A wall.

Mortality and bridge financings should rise sharply in 2026 to 2027. The survivors will absorb disproportionate capital. Watch for the first batch of true seed-to-A graduates in the back half of 2026 to set the conversion benchmark for the cohort.

03
Stablecoin L1 is closed to new entrants.

Only one notable L1 deal in 2026 so far, coming from a frontrunner. The next viable entry vector is application-layer or vertical-purpose chains co-built with an issuer, not generalist new L1s.

04
TradFi entered through asset managers and custody banks first.

Asset managers (BlackRock, Apollo, Ark Invest, Janus Henderson, Marshall Wace) arrived through Circle's Arc round in May 2026, while custody banks (BNY, State Street, Northern Trust) entered through reserve and tokenization products, not equity. Strategic rounds will continue to grow as their preferred disclosure-avoidance vehicle.

Top 25 deals

The 25 largest disclosed funding events across the period. Full dataset is available on request.

# Company Round Date USD M Lead / selected investors
01CircleIPOJun 20251,050NYSE listing, public offering
02TempoSeries AOct 2025500Greenoaks (lead), Thrive, Sequoia, Ribbit
03RippleStrategicNov 2025500Fortress (lead), Citadel Securities, Pantera, Galaxy, Brevan Howard, Marshall Wace
04EreborSeries BDec 2025350Lux (lead), 8VC, Founders Fund, Haun
05RainSeries CJan 2026250ICONIQ (lead), Bessemer, Norwest, Dragonfly, Galaxy
06Circle / ArcToken presaleMay 2026222a16z (lead), BlackRock, Apollo, ICE
07RedotPaySeries BDec 2025107Goodwater (lead), Pantera, Blockchain Capital, Circle Ventures, HSG
08ZeroHashSeries D-2Sep 2025104Interactive Brokers (lead), Apollo, Morgan Stanley, SoFi
09OpenFXSeries AMar 202694Accel, Atomico, Lightspeed Faction, M13, Northzone, Pantera
10MeshSeries BMar 202582Paradigm (lead), Consensys, PayPal Ventures (PYUSD settlement)
11KASTSeries AMar 202680QED & Left Lane (co-leads), HongShan Capital, Peak XV Partners, Coinbase Ventures
12RainSeries BSep 202575Sapphire Ventures, Galaxy Ventures, Lightspeed
13ARQ / DolarAppSeries B / growth202570Sequoia, Brevan Howard Digital, Kaszek, Founders Fund
14HercleSeed + credit202560F-Prime, Exponential Science, Fulgur Ventures
15BPNSeries A202550Benchmark (sole)
16BVNKSeries BDec 202450Haun, Coinbase Ventures, Tiger Global, Scribble Ventures
17KUN / KUN GlobalSeries A / strategic202550BAI Capital, GSR Ventures, HashKey Capital
18M^0Series B202540Bain Capital Crypto, Galaxy, Polychain, Ribbit, Wintermute
19BridgeSeries A202440Sequoia, Index Ventures, Ribbit, Haun
20Pave BankSeries A202539Accel, Quona, Tether Investments, Wintermute
21ConduitSeries A202536Dragonfly, Altos Ventures
22M^0Series AJun 202435Bain Capital Crypto, Galaxy Ventures, Wintermute Ventures, GSR
23MetaCompStrategic202535CWT International, Green Lake
24WSPNSeed202530Folius Ventures, Foresight Venture
25OpenTradeStrategic202528a16z Crypto, Mercury Fund, Notion Capital, CMCC Global, AlbionVC