Company

Ripple

28 authorisations across 7 regimes.

Legal nameRipple Payments Europe S.A.

Websiteripple.com

Authorisations28

Regimes7

RegistersMAS NYDFS OCC +13

PermitsIssuanceCustodyTransmission

Latest regulator date26 Oct 2026

Last checked3 Nov 2026

Licensed 28 of 28 authorisations

In the pipeline 0 None

Ended 0 None

Source coverage 23 register-sourced · 5 reported

United States (states) 17 authorisations

State Money Transmission Licences (17 states and territories) Transmission State banking departments via NMLS Licensed Regulator Checked 5 Oct 2026

State Money Transmitter Licences (multi-state) Transmission State banking departments, financial institutions divisions and securities commissions via NMLS Licensed Regulator Checked 5 Oct 2026

Texas money transmission licence Transmission Held by Ripple Markets DE LLC Licensed Texas DOB Checked 20 Aug 2026

Washington money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed Washington DFI 20 Aug 2024

Connecticut money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed Connecticut DOB Checked 6 Oct 2026

Connecticut money transmitter licence Transmission Held by Standard Custody & Trust Company, LLC Licensed Connecticut DOB Checked 6 Oct 2026

Delaware money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed Delaware OSBC Checked 14 Oct 2026

Oklahoma money transmitter licence Transmission Held by Ripple Markets DE, LLC Licensed Oklahoma Banking Checked 16 Sep 2026

Oklahoma money transmitter licence Transmission Held by Standard Custody & Trust Company, LLC Licensed Oklahoma Banking Checked 16 Sep 2026

Utah money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed Utah DFI Checked 30 Jun 2025

Mississippi money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed Mississippi DBCF Checked 9 Feb 2026

Mississippi money transmitter licence Transmission Held by Standard Custody & Trust Company, LLC Licensed Mississippi DBCF Checked 9 Feb 2026

Indiana money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed Indiana DFI 8 Jul 2026

North Dakota money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed North Dakota DFI Checked 30 Jun 2025

North Dakota money transmitter licence Transmission Held by Standard Custody & Trust Co. LLC Licensed North Dakota DFI Checked 30 Jun 2025

Kentucky money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed Kentucky DFI Checked 3 Oct 2026

Kentucky money transmitter licence Transmission Held by Standard Custody & Trust Company, LLC Licensed Kentucky DFI Checked 3 Oct 2026

European Union 2 authorisations

MiCA CASP authorisation (services c, d, j) Transmission Exchange for funds · Exchange for other crypto-assets · Transfer services Licensed ESMA 29 Jun 2026

Electronic money institution authorisation (EMD2), EBA register Issuance Licensed EBA 29 Jan 2026

United States (federal) 2 authorisations

OCC national trust bank charter Custody Held by Ripple National TR Bank Licensed OCC 26 Oct 2026

FinCEN money services business registration (money transmitter) Transmission Financial Crimes Enforcement Network (FinCEN) Licensed Regulator Checked 3 Nov 2026

United Arab Emirates 1 authorisation

DFSA licence (money services, custody, payment instruments and crypto token activities) Custody Dubai Financial Services Authority (DFSA) Licensed Regulator Checked 3 Aug 2026

New York 3 authorisations

NYDFS BitLicense (virtual currency business activity) CustodyTransmission Held by Ripple Markets DE LLC Licensed NYDFS 13 Jun 2016

NYDFS limited purpose trust charter (virtual currency) Custody Held by Standard Custody & Trust Company, LLC Licensed NYDFS Checked 3 Nov 2026

NYDFS money transmitter licence Transmission Held by Ripple Markets DE LLC Licensed NYDFS 5 Dec 2024

United Kingdom 2 authorisations

Electronic Money Institution authorisation Issuance Financial Conduct Authority (FCA) Licensed Regulator Checked 3 Nov 2026

FCA cryptoasset registration under the Money Laundering Regulations (custody, exchange and transfer services) CustodyTransmission Held by RIPPLE MARKETS UK LTD Licensed FCA 9 Jan 2026

Singapore 1 authorisation

MAS Payment Services Act licence, digital payment token service Transmission Held by RIPPLE MARKETS APAC PTE. LTD. Licensed MAS Checked 3 Nov 2026

Not an authorisation 1

Licensing status unverified Virtual Asset Service Provider (VASP) registration Unverified Reported Checked 3 Aug 2026

Reported activity that does not currently establish a verified authorisation.

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