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Overview Pathfinder Regimes Intelligence Advisory
Regulatory regime

Stablecoin licensing in Bermuda

A dedicated digital-asset licensing framework under the BMA. This page sets out the authorisations a stablecoin business needs in Bermuda, who grants each one and what it covers, alongside how many companies hold them today. The figures come from the registers Anvesan reads and are updated as those registers change.

RegulatorBermuda Monetary Authority (BMA)
Registers readBMA
Source type53 register-sourced, 0 company-reported
Checked21 September 2026

Authorisations in Bermuda, as at 21 September 2026

Authorisations 53 across 1 licence families
Licensed 52 of 53 authorisations
In the pipeline 0 No live applications
Ended 1 Refused, withdrawn or lapsed

Authorisations by licence

Bermuda DABA digital asset licence 100% 53

These 53 authorisations belong to 48 companies. The company-level records are in Atlas Pro.

What those authorisations permit

Scope not stated in the licence53

One authorisation can cover several activities, so these figures overlap.

The licences: who grants them, how long, what they cost

The statutory clock is the formal decision period, where the regulator publishes one. “Observed” is the real-world timeline reported by applicants, not a figure the regulator sets. Capital is the regulatory minimum, not legal or advisory fees. Where a figure is not yet available, we show “Unavailable”; where one exists but Anvesan has not verified it, we show “Not sourced”.

Licence Statutory clockObserved Minimum capitalIn the Atlas
Bermuda DABA digital asset licence Not published 3 to 6 months US$100,000 net assets 53

The Atlas column maps a licence to a tracked licence family only where the two are the same thing. Where they are not, it reads Not mapped, and the family counts are in Authorisations by licence above.

Bermuda DABA digital asset licence

53 in the Atlas
Who grants it
Bermuda Monetary Authority (BMA)
What triggers it
Not sourced
Legal basis
Not sourced
Statutory clock Not published

The Digital Asset Business Act does not publish a decision deadline. The Bermuda Monetary Authority's Assessment and Licensing Committee gives an initial decision in about four to six weeks of a complete application. Anvesan has not established a statutory deadline, so we do not infer one.

What it takes in practice 3 to 6 months

End to end, including pre-application preparation, document compilation and the Authority's queries.

Minimum net assetsfor a Class M or Class F licence US$100,000

The Authority may set a higher figure against the applicant's risk profile, client money exposure, operational complexity and leverage. A Class F licence does not expire but is supervised continuously.

Application fee Not sourced. The Bermuda Monetary Authority publishes its fee schedule by licence class in its annual fee order, which Anvesan has not yet read.

What to watch

Regulatory changes only: what is being decided, by whom, and when. Company-level licence changes are tracked in Atlas Pro. Reviewed 10 September 2026.

Recently landed

Opened 9 April 2026 Consultation open

The BMA's consultation on asset tokenisation

The Bermuda Monetary Authority issued a consultation paper on asset tokenisation on 9 April 2026, aimed at tokenised assets within the existing framework rather than a new regime. A separate consultation covers a Payment Services Act for digital wallet, payment handling and payment technology providers.

What changes Bermuda is extending what the Digital Asset Business Act already covers rather than writing a second licence. A tokenisation business would fall under the licence classes on this page.

Bermuda Monetary Authority, consultation on asset tokenisation

Questions this page answers

How many companies hold a stablecoin-related licence in Bermuda?

Atlas tracks 53 authorisations across 48 companies in Bermuda, read from official registers and checked on 21 September 2026. Of those, 52 are licensed, 0 are in the pipeline, and 1 have ended.

Who regulates stablecoins in Bermuda?

Bermuda Monetary Authority (BMA).

What licence does a stablecoin business need in Bermuda?

This page lists 1 authorisation, each with the regulator that grants it and what triggers the requirement. Which one applies depends on the activity.

How long does a licence take in Bermuda, and what capital does it need?

It depends which authorisation. The licence table carries the statutory decision period where a law sets one, the timeline applicants report in practice, and the minimum capital for each. Where a regime is not yet in force, we show “Unavailable”.

How these numbers are made

Registers read
The official registers used for this regime, named in the Registers read line. Where a public register does not provide a record, the source is identified separately.
Cadence
Checked daily. Changes are recorded when they appear in the register, together with the date they were seen. Last checked 21 September 2026.
Licence detail reviewed
10 September 2026. Counts are refreshed daily. Licence terms, timelines and capital thresholds are reviewed separately because they come from the underlying rules rather than the register.
Known gap
“Unavailable” means the figure does not yet exist or has not been published. “Not sourced” means the figure exists but Anvesan has not yet verified it. Neither is estimated.
Corrections
research@anvesan.org